Credit card debt is at an all time high in this country right now and many people are wondering if their lenders can file a lawsuit over credit card debt. Many lenders have debt relief options that can help you out of financial jam.

Credit counseling is one of the best options for paying off debt. Debt counseling agencies have debt management education available, they will reduce your interest rates and stop your collection calls.

There some people that are actually too deep in debt for credit counseling to help them. If you cannot, you should be looking at other debt relief options.

Can a Lender File a Lawsuit Over Credit Card Debt?

Credit card interest rates are so high. Upfront Fees are for the Birds - You may have bad credit and a credit card offer will show up in your mail box offering you a way to "improve your credit score."

Credit card companies are businesses out to get money, not friends who love loaning you money.